Common Questions
At MLR Wealth, we believe true wealth is measured not just in numbers, but in the freedom, security, and legacy you build for generations.
Getting Started
Simply schedule a complimentary consultation through our website, contact form, or by calling our office. We'll discuss your needs and explain our process in detail.
No preparation is necessary for the initial meeting. We'll guide the conversation. If you have recent financial statements or specific questions, feel free to bring them.
The initial implementation typically takes 2-4 weeks, depending on the complexity of your situation and the assets involved.
Yes, we regularly work with clients across different time zones using virtual meeting platforms and have specific expertise in serving NRIs worldwide.
General Questions
Absolutely. We believe you should experience our approach and expertise before making any commitment. The initial consultation is complimentary and confidential.
Nothing specific required. We'll guide the conversation to understand your situation. If you have recent financial statements or specific questions, feel free to bring them.
Yes, we have extensive experience serving NRIs and global citizens, with specialized expertise in cross-border wealth management and NRI-specific financial planning.
We're completely transparent about our fees, which vary based on services required. We'll explain all fee structures clearly during our initial consultation.
Our holistic approach, goal-management philosophy, and extensive NRI expertise set us apart. We serve as true partners in your financial journey, not just investment managers.
MLR Wealth stands for Masterful Longterm Relationship in Wealth. Our name reflects our commitment to providing expert, strategic guidance in managing and growing your wealth.
MLR Wealth stands for Masterful Longterm Relationship in Wealth. Our name reflects our commitment to providing expert, strategic guidance in managing and growing your wealth.
We believe in goal-based, disciplined investing with a long-term perspective. Our approach combines strategic asset allocation, rigorous risk management, and regular portfolio rebalancing to align with your specific financial objectives.
Our differentiation lies in three key areas:
Holistic Integration: We connect all aspects of your financial life.
Goal Management Focus: We measure success by life milestones achieved.
NRI Specialization: Deep expertise in cross-border wealth management.
Affiliated Expert Network: Coordinated support from legal and tax professionals
Our Goal Manager approach means we structure your entire financial strategy around specific life goals (retirement, education, legacy) rather than just focusing on investment returns. We create a timeline-driven roadmap and actively monitor your progress toward these milestones.
Absolutely. We specialize in complex situations including:
Business owners and entrepreneurs
NRIs with cross-border financial needs
Families with multi-generational wealth
Corporate executives with stock compensation
Clients with concentrated stock positions
NRI-Specific Services
Our NRI services include:
NRE/NRO/FCNR account guidance
Cross-border tax planning (DTAA)
Repatriation strategy development
Investment in Indian assets (real estate, equities)
Succession planning for NRI-owned assets
Return-to-India financial planning
We maintain expertise in both Indian regulations (RBI, FEMA) and international tax treaties. Through our affiliated network, we coordinate with tax professionals in multiple jurisdictions to ensure full compliance.
Yes, we provide advisory on property management, including connecting you with trusted property managers, optimizing rental yields, and ensuring proper maintenance of your Indian properties.
Fees & Costs
Our fees are transparent and vary based on services:
- Asset-based fees for portfolio management
- Fixed project fees for financial planning
- Hourly consulting for specific advice
- Retainer arrangements for comprehensive services
All fees are clearly explained upfront with no hidden costs.
Yes, our initial consultation is completely free and comes with no obligation. This allows us to understand your needs and you to evaluate our approach before any commitment.
We work with clients at various wealth levels but typically require a minimum portfolio size of ₹10 lakh for comprehensive wealth management services. For specific planning services, we can accommodate smaller portfolios.
Client Experience & Process
Our process involves four key stages:
1. Discovery: Deep-dive into your financial situation and goals
2. Strategy Development: Creating your customized financial plan
3. Implementation: Executing the plan with precision
4. Monitoring & Review: Ongoing management and adjustments
We provide:
- Quarterly performance reviews
- Monthly portfolio updates
- On-demand access for urgent matters
- Annual comprehensive plan reviews
- Regular market insights and educational content
Yes, we provide secure online access to your portfolio with real-time performance tracking, document storage, and reporting capabilities.
Our team-based approach ensures continuity. You'll always have access to a backup advisor, and our senior leadership remains involved in all client relationships.
Investment Philosophy
We employ a multi-layered risk management strategy including:
- Strategic asset allocation
- Regular portfolio rebalancing
- Diversification across asset classes and geographies
- Stress testing for various market scenarios
- Insurance and liability protection planning
Yes, for qualified investors we provide access to Alternative Investment Funds (AIFs), private equity, and structured products as part of a diversified portfolio strategy.
We believe in staying disciplined during market fluctuations. Our strategies are designed for long-term success, and we use volatility as an opportunity to rebalance and potentially add to quality investments at attractive prices.
Absolutely. We can incorporate ESG (Environmental, Social, Governance) criteria or other ethical preferences into your investment strategy.
Technical & Operational
We employ bank-level security measures including:
- Encrypted data transmission and storage
- Secure client portals
- Regular security audits
- Strict confidentiality agreements with all staff
- Compliance with data protection regulations
You'll receive:
- Comprehensive quarterly performance reports
- Consolidated tax documents
- Annual progress reviews against your goals
- Customized reports based on your preferences
We act as the central coordinating point, working collaboratively with your existing professionals. With your permission, we ensure all advisors are aligned with your overall financial strategy.
The transition is smooth and professional. We'll provide all necessary documentation and assist in transferring your assets to another advisor of your choice.
Special Situations
Yes, we have extensive experience in business succession, including valuation analysis, transfer strategies, tax optimization, and family governance structures.
We provide comprehensive estate planning advisory in coordination with your legal counsel, including will planning, trust structures, and inheritance tax strategies.
We build liquidity planning into all our strategies. For unexpected needs, we can quickly facilitate access to available funds while minimizing tax consequences.
Your financial plan is dynamic. We proactively adjust strategies for life events like marriage, children, career changes, or inheritance to ensure your plan remains aligned with your current situation.
Your Financial Future Won't Plan Itself
Every day of delay is a missed opportunity for:
